IBPS PO Salary 2022 | IBPS PO Salary Structure
By On August 2nd, 2022
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Salary of IBPS PO , IBPS PO salary 2022 IBPS  PO salary slip IBPS PO salary after 5 years , IBPS PO Salary Structure IBPS PO In Hand Salary, IBPS PO Allowances, IBPS PO Perks, IBPS PO Job Profile & Promotion – Institute of Banking Personnel Selection (IBPS) is a selection body for banking sector in India. Those aspirants who are focusing to make their career in banking sector, have dreams to clear IBPS exam. IBPS Probationary Officer (PO) is a one of the prestigious and most sought career in India in the field of government job. The reason behind this is the in hand salary, lucrative perks, better future prospects and respect in the family & in the society.Every year larger number of banking aspirants give their best to get the tag of largest public sector bank of India. Let see the salary structure of the IBPS PO, which is the major reason for the large number of applicants.

IBPS PO Salary Structure

Period IBPS PO Basic Salary Increment
Basic Pay Rs 27620/-
Every year for first 7 years INR 23700/- 980
Every year For the next 2 years INR 30560/- 1145
Every year for Another 7 years INR 32850/- 1310
INR 42020/-

IBPS PO Allowances

  • House rent allowance :- For rural area posting Rs 8000/-(Minimum)  and  For urban area posting Rs 29500/-(Maximum) and The bank pays rent directly to the owner of the house.
  • Allowance for OPD treatment (Non hospitalisation)- The PO can claim bills of upto 2k per month for OPD treatment.
  • Dearness Allowance- Officer will get 46.9% of the basic pay.
  • City Compensatory Allowance(CCA)- Officer will get 3% to 4%(depending on the location of the posting)
  • Medical Insurance- 100 percent coverage for the employee and 75 percent coverage for the dependent.
  • Furniture Allowance- 1.20 lakhs plus GST ( For electronic furniture it’s 60 thousand plus GST which is reinstated after 3 years and for non- electronic it’s 60 thousand plus GST which is reloaded after 5 years.)
  • Furniture maintenance allowance – 11 thousand If you taken at least 1/3rd of furniture allowance.
  • Travelling Allowance- The bank will reimburse upto AC-2 tier ticket for only official purpose.
  • Petrol allowance- 45 to 55 litres based on the location of your posting.
  • Entertainment allowance – 3 thousand in every three month.
  • Loan Benefits- Employee of IBPS will eligible for the loan based on simple interest.
  • Miscellaneous- Around 4000/-

IBPS PO In Hand Salary

IBPS PO Salary Chart

Category Amount
Basic Salary 24680/-
CCA 870
DA 15908.560/-
HRA Depending on Posting Location
Miscellaneous Payment 4390/-

IBPS PO Salary Deductions

Category Amount
PF (10% of Basic) 3966/-
NPS (10% of Basic+DA) 5020.8
Income Tax As Per Govt. Norms

Total  IBPS PO Salary In Hand after Deductions 

Salary before deduction- 41109/-

Salary After Deduction- 46218/-

IBPS PO Annual Package

The minimum cost to company (CTC) 8.2 lakhs and maximum CTC is 13.08 laks,. The variation totally depends on the place of posting

IBPS PO Job Profile | IBPS PO Work 

The Aspirants Who Crack This Prestigious Exam Joined bank as Probationary Officer. Initial Two Years of Joining They Go Under the Training and Learn the Functioning of Various Department of Banks.

  • During the training PO get different types of activities to be familiar with banking and banking culture. They also give training in various department like Marketing, Billing, Accounting and Investment, Finance etc.
  • After completion of two year training officer either join as an assistant manager or deputy manager, its totally depends on performance during training.
  • Officers are responsible for certain management task like as verification of documents, supervising the work of bank staff, management of cash, new developments in the banking sector, handling and addressing the customer complaints, issue of Cheque, ATM cards etc.
  • Once the officer gain some experience he/she will responsible of budgeting, processing of loan, planning and management related task, Marketing etc.

IBPS PO Salary 2022 Joining, Training & Career Path

Along with handsome salary and allowances, there are immense opportunities to grow. The promotion in bank is fast as compared to others government job. After completion of two year training, candidates need to give a confirmation exam. I he/she performed good, he/she directly join as scale-2 officers i.e. deputy manager else he/she join as scale-1 officer i.e. assistant manager.

  • Assistant manager
  • Deputy manager
  • Manager
  • Chief manager
  • Assistant general manager
  • Deputy general manager
  • General manager
  • Chief general manager
  • Deputy general manager
  • Managing director
  • Chairman
SBI PO Useful Article Read Also
IBPS PO Previous Question Paper
IBPS PO Syllabus 2022
IBPS PO Exam 2022
IBPS PO Best Book 2022
IBPS PO Salay 2022
Official Website 


Question- What is the starting basic salary of IBPS PO?

Answer- The starting basic salary of IBPS PO is 27620/-

Question- What is the status of leave in IBPS PO JOB?

Answer- The leave is according to government and banks norms as like other government job.

Question- What is the in hand salary of IBPS PO?

Answer- The in hand salary of IBPS PO is around 40000/- to 47000/- based on place of posting.

Question- What is home rent allowance in IBPS PO salary?

Answer- IBPS provides the house rent for its employees posted in any city or village. This HRA differs for employees based on the job posting.

Post Related :- Banking Job Salary, Delhi Salary, Latest Salary Chart, Raj Salary, UP Salary Chart
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