NABARD Grade A Question Papers - HelpStudentPoint
NABARD Grade A Question Papers
By On May 23rd, 2021

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NABARD Grade A – Agriculture and Rural Development

  • Which type of Ecosystem has
    richest alluvial soil with adequate
    water?
    A. Northern plain
    B. North-East India
    C. Eastern coastal Belt
    D. Western coastal Belt
    E. None of the above
  • Recently Union Finance Minister
    announced in the budget 2020-21
    about the revival of Agriculture sector
    under ______ point programme?
    A. Eight Point
    B. Ten Point
    C. Twelve Point
    D. Sixteen Point
    E. Twenty Point
  • Which of the following crops
    occupies largest area in India?
    A. Onion
    B. Garlic
    C. Potato
    D. Carrot
    E. Cabbage
  • What is rosette in groundnut?
    A. peanut pathogenic virus
    B. peanut pathogenic bacteria
    C. peanut pathogenic Fungi
    D. peanut pathogenic Nematodes
    E. None of the above
  • Which of the following crops is
    known as the white gold?
    A. White Millets
    B. Cotton
    C. Silk
    D. Sugarcane
    E. None of the above
  • Padma Shri Award 2019 for this
    year under the category ‘othersagriculture’ has been awarded to
    whom?
    A. Ms Kamla Pujari
    B. Chandra Shekhar Singh                                                                                                                                                            C. Jai Prakash Agarwal
    D. Dalavai Chalapathi Rao
    E. Sarita Joshi
  • Price Support Scheme and Price
    Deficiency Payment Scheme are part
    of which of the following schemes?
    A. PM-KISAN Scheme
    B. Krishi Sampada Yojana
    C. PM Annadata Aay Sanrakshan
    Abhiyan
    D. Pradhan Mantri Krishi Sinchai
    Yojana
    E. None of the above
  • Which committee recommended
    democratic decentralization of that
    later came to be known as Panchayati
    Raj?
    A. Balwant Rai Mehta Committee
    B. Fazal Ali Committee
    C. G V K Rao Committee
    D. L M Singhvi Committee
    E. Narasimham Committee
  • Which soil has the highest water
    retaining capacity?
    A. Black Soil
    B. Clay Soil
    C. Alluvial Soil
    D. Laterite Soil
    E. Red Soil
  • What percent of Subsidy to be
    provided for combine Harvester?
    A. 20 per cent
    B. 25 per cent
    C. 30 per cent
    D. 35 per cent
    E. 40 per cent
  • Which of the following is the most
    deciding factor to determine the
    Minimum Support Price (MSP) taken
    into consideration by the Commission
    for Agricultural Costs and Prices
    (CACP)?
    A. Cost of production
    B. Changes in input prices
    C. Input-output price parity
    D. Trends in market prices
    E. Demand and supply
  • Which of the following statements
    in incorrect regarding the PM-KISAN
    Samman Nidhi?
    A. Scheme gives Rs. 6000 at the
    starting of the year
    B. Farmers from both the urban and
    rural areas are eligible for the scheme
    C. PM Kisan Yojana came into effect
    from December 1, 2018
    D. Landholding farmers’ families with
    cultivable landholding in their names
    can apply under this scheme
    E. The scheme defines family as
    husband, wife and minor children
  • What is the operating ratio under
    farm management?
    A. Ratio of operating expenses /Gross
    Profit
    B. Ratio of operating expenses /Net
    Profit
    C. Ratio of operating expenses /Gross
    Loss
    D. Ratio of operating expenses /Total
    Expense
    E. None of the above
  • Arrange the production share of
    horticulture crops in 2018-19?
    A. Spices<Fruits<Vegetables
    B. Fruits<Vegetables<Spices
    C. Vegetables<Spices< Fruits
    D. Vegetables<Fruits<Spices
    E. Fruits<Spices<Vegetables
  • Which fish lives in fresh water but
    breed in salt water?
    A. Anadromous fishes
    B. Catadromous fishes
    C. Diadromous fishes
    D. Potamodromous fishes
    E. Oceanodromous fishes
  • Which soil has self-ploughing
    property?
    A. Black Soil
    B. Clay Soil
    C. Alluvial Soil
    D. Laterite Soil
    E. Red Soil
  • Interest subvention of 2% is given
    to farmers, what is the interest rate
    before subvention?
    A. 5%
    B. 6%
    C. 7%
    D. 8%
    E. 9%
  • Which of the following is not true
    about the ‘Deen Dayal Antyodaya
    Yojna’?
    A. Livelihood of only Urban BPL
    Families is covered
    B. Livelihood of Urban poor folks
    through skill development
    C. National Rural Livelihoods Mission
    (NRLM) also covered under the
    scheme
    D. Urban component of scheme will
    be implemented by the Ministry of
    Housing and Urban Poverty
    Alleviation.
    E. Rural component of the will be
    implemented by the Ministry of Rural
    Development.

NABARD Grade A – Quantitative Aptitude

Ram took a voluntary retirement on December 1st, 2014 and received 10 lakhs as retirement benefits. As on that day he also had Rs 3 lakhs in the bank. Of the total amount he had, 60% was deposited in the bank which gives an annual compounded interest of 15%, for three years. Of the remaining part, half was invested in shares, which appreciated by 15% in the first year, 6% in the second year and depreciated by 10% the next year. The remaining part was invested in real estate. The real estate values increased by 10% in the first year, reduced by 10% in the next year and remained steady in the third year.

Question- What was the value (in rupees lakhs) of A’s investment on February 1st,
2015?

  • 21.00
  • 14.82 
  • 15.36
  • 15.97
  • None of these

Question- In which year did the investment show the maximum increase?

  • First 
  • Second
  • Third
  • Fourth
  • None of theses

Question- What was the approximate value (kin rupees lakhs) of his investment on 1st
February 2017?

  • 16.21
  • 16.82
  • 17.286
  • 17.87
  • 20.34

 

Question- Ram and Shyam can do a piece of work in 18 days. Shyam and Chinky can do it in 24 days. Ram and Chinky can do it in 36 days. In how many days will Ram, Shayam and Chinky finish it, working together and separately? 

  • 201
  • 312
  • 144
  • 216
  • 165

Question- Pinki began a business with Rs. 85,000. he was joined afterwards by Kamuu with Rs. 42,500. For how much period does Kamuu join, If the profits at the end of the year are divided in the ratio of 3:1 ?

  • 2
  • 5
  • 3
  • 8
  • 1

Question- A milkman has 80 liter mixture of milk and water which has 20% of water. The milkman sold some mixture and add 8 liter of water to the remaining mixture. Now the ratio of the milk and water is 12:5. Find the sold mixture.

  • 5
  • 17
  • 20
  • 45
  • 23

Question- Prakarti walks at a speed of 12 km/h. Today the day was very hot so walked at ⅚ of her average speed. She arrived his school 10 minutes late. Find the usual time She takes to cover the distance between his school and home?

  • 50
  • 44
  • 34
  • 67
  • 89

Question- John travelled from his town to city. John went to city by bicycle at the speed of 25 km/h and came back at the speed of 4 km/h. If John took 5 hours and 48 min to complete his journey, what is the distance between town and city ? 

  • 21
  • 13
  • 20
  • 45
  • 36

Question- Girdhari Lal took a loan of Rs. 1200 with simple interest for as many years as the rate of interest. If he paid Rs. 432 as interest at the end of the loan period, what was the rate of interest?

  • 4
  • 3
  • 7
  • 6
  • 9
  • 6.5

Question- In a mixture of 40 litres, the ratio of Oil and water is 4:1. How much water must be added to this mixture so that the ratio of oil and water becomes 2:3.

  • 40
  • 23
  • 45
  • 67
  • 83

Directions: Following is a tabulation of Number of ODI Cricket Matches Played, won, lost and drawn by five different countries in the year 2016 with some missing data. Read the table carefully and answer the questions.

Country
Name
Total No. of
Matches
Played
No. of Matches
Won
No. of Matches
Lost
No. of Matches
Draw
Australia 43 12
India 100 44
Pakistan 150 90
South Africa 162 80 47
Sri Lanka

Question- What is the number of matches draw by Sri Lanka, if the ratio between matches won by India and Australia to the number of matches played by South Africa and Sri Lanka is 6:7 and the ratio between number of matches played by Australia and Pakistan to number of matches lost by South Africa and Sri Lanka is 3:1, given that number of matches lost by Srilanka is twice the number of matches lost by India?

  • 15
  • 20
  • 18
  • 23
  • 45

Question- How many countries has won more than 100 matches, if the total number of matches won by all the country is 475 and total number of matches played by Australia is twice as match won by Srilanka?

  • 2
  • 1
  • 3
  • 6
  • 9

Question- : If none of the match was draw by any of the country, then what will be the ratio between matches played by India, Pakistan and South Africa to number of matches lost by India, Pakistan and Australia?

  • 143:12
  • 134:45
  • 152:49
  • 129:89
  • 189:56

Question- What is the total number of matches played by India, if the number of matches draw by India is 10% of the matches won by India?

  • 123
  • 154
  • 175
  • 189
  • 148

Question- If Pakistan didn’t lose any match, then what is the difference between the percentage of matches draw by Pakistan and percentage of matches lost by South Africa? 

  • 11
  • 15
  • 17
  • 13
  • 20

QuestionSushil began a business with Rs. 85,000. he was joined afterwards by Rahul with Rs. 42,500. For how much period does Rahul join, If the profits at the end of the year are divided in the ratio of 3:1 ?

  • 4 months
  • 6 months
  • 8 months
  • 5 months
  • 3 months

QuestionAnkush and Balwinder can do a piece of work in 18 days. Balwinder and Chinky can do it in 24 days. Ankush and Chinky can do it in 36 days. In how many days will Ankush, Balwinder and Chinky finish it, working together and separately?

  • 144
  • 255
  • 765
  • 123
  • 345

Question- A milkman has 80 liter mixture of milk and water which has 20% of water. The milkman sold some mixture and add 8 liter of water to the remaining mixture. Now the ratio of the milk and water is 12:5. Find the sold mixture.

  • 5
  • 10
  • 20
  • 45
  • 34

Question- 80, 68, 62, 56, x, 29. What will come in the place of x?

  • 46
  • 49
  • 47
  • 51
  • 34

NABARD Grade A – Reasoning Ability

In each of the questions below are given three statements, followed by conclusions: I, II, III, IV. You have to take the given statements to be true even if they seem to be at variance from commonly known facts. Read the conclusions and then decide which of the given conclusions logically follows from the given statements disregarding commonly known facts.

Question-

Statement i– Some triangles are square

Statement ii– Some circles are rectangle

Statement iii– All squares are cube

Statement iv– No cube is circle

Conclusion i- All triangles being circle is a possibility

Conclusion ii- Some triangle is cube

Conclusion iii- No square is circle

  • Only II
  • Only III
  • II and III
  • I and III
  • Either I or II

Question- Is X>Y?

Statement I: X>Z>B; Z≥A≥W; C<D<Y
Statement II: X<Z<B; Z<W<C; B=Y>W

Answer- B

Directions: You have to consider the statement & the following assumptions & decide which of the assumptions is implicit in the statement.

Question- 

Statement:- The police in India have to cope with tremendous stress & strain while having to maintain
security & order.

Assumptions:-
I. In other countries, the police will not be having stress & strain while doing their duty.
II. The police are anticipated to do their duties without stress or strain.

  • If only assumption I is implicit.
  • If only assumption II is implicit.
  • If either assumption I or II is implicit.
  • If neither assumption I nor II is implicit.
  • If both the assumptions I & II are implicit.

Question-

Statement:-The state government ‘C’ is committed to restrict smoke levels on the roads of the
metropolis as per the desired parameters.
Assumptions:-
I. It is possible to determine the smoke levels.
II. A committed government can carry forward welfare measures for its people.

  • If only assumption I is implicit.
  • If only assumption II is implicit.
  • If either assumption I or II is implicit.
  • If neither assumption I nor II is implicit.
  • If both the assumptions I & II are implicit.

Question-

Statement:- “Tenders are invited from reputed contractors for pre-qualification.”-The tender notice of
a public sector company.

Assumptions:-
I. The company seeks to do quality business.
II. The company expects contractual & competitive rates for its work

If only assumption I is implicit.

If only assumption II is implicit.

If either assumption I or II is implicit.

If neither assumption I nor II is implicit.

If both the assumptions I & II are implicit.

Question-

Statements:-Highly brilliant & industrious students do not always excel in the written examination.
Assumptions:-
I. The written examination is good mainly for mediocre students.
II. The brilliant & industrious students cannot always write good answer in the exam.

  • If only assumption I is implicit.
  • If only assumption II is implicit.
  • If either assumption I or II is implicit.
  • If neither assumption I nor II is implicit.
  • If both the assumptions I & II are implicit.

Question-

Statements:-It has been felt that at a time when the airline faces tough competition & is passing
through critical economic conditions, the remaining higher posts should be opened for
outside professionals instead of filling them up with insider applicants.
Assumptions:
I. The internal applicants only aspire for promotion without contributing much to the
organisation.
II. It is most likely that problems of the airline would be solved by experienced
professionals.

  • If only assumption I is implicit.
  • If only assumption II is implicit.
  • If either assumption I or II is implicit.
  • If neither assumption I nor II is implicit.
  • If both the assumptions I & II are implicit.

Question- 

Statement : Should persons convicted of criminal offences in the past be allowed to contest elections in India?
Arguments :
I. No. Such persons cannot serve the cause of the people and country.
II. Yes. It is democracy – let people decide whom to vote.

  • Only argument I is strong
  • Only argument II is strong
  • Either I or II is strong
  • Neither I nor II is strong
  • Both I and II are strong

Question-

Statement : Should students union in universities be abolished ?
Arguments :
I. Yes. Students can pay full attention to their career development.
II. No. All the great leaders had been students union leaders.

  • Only argument I is strong
  • Only argument II is strong
  • Either I or II is strong
  • Neither I nor II is strong
  • Both I and II are strong

Question-

Statement : Should the tuition fees in all post graduate courses be hiked considerably ?
Arguments :
I. Yes. This will bring some kind of seriousness among the students and will improve
quality.
II. No. This will force the meritorious poor students to stay away from post-graduate
courses.

  • Only argument I is strong
  • Only argument II is strong
  • Either I or II is strong
  • Neither I nor II is strong
  • Both I and II are strong

Question-

Statement : Should the political parties be banned?
Arguments :
I. Yes. It is necessary to teach a lesson to the politicians.
II. No. It will lead to an end of democracy.

  • Only argument I is strong
  • Only argument II is strong
  • Either I or II is strong
  • Neither I nor II is strong
  • Both I and II are strong

Question-

Statement : Should cutting of trees be banned altogether?
Arguments :
I. Yes. It is very much necessary to do so to restore ecological balance.
II. No. A total ban would harm timber based industries.

  • Only argument I is strong
  • Only argument II is strong
  • Either I or II is strong
  • Neither I nor II is strong
  • Both I and II are strong

Directions: Study the following information carefully and answer the questions given below

There are eight children named Kunal, Leena, Gaurav, Fatima, Micky, Jony, Heena and
Tinku are sitting around a circular table facing the centre. Each of them has their favourite
subject – Maths, Chemistry, Physics, Science, Economics, Hindi, Urdu and English but not
necessarily in the same order.
Fatima is sitting second to the left of Kunal. The child who likes Hindi is an immediate
neighbour of Kunal. There are three children between the Tinku and the child who likes
Hindi. Only one child sits between the child who likes maths and Tinku. The child who
likes economics is to the immediate right of the child who likes maths. Micky is second to
the right of Kunal. Heena likes Hindi. Gaurav and Jony are immediate neighbour of each
other. Neither Gaurav nor Jony likes maths. The child who likes urdu is to the immediate
left to Fatima. The child who likes physics is second to the right of the child who likes
economics. The child who likes English is an immediate neighbour of the child who likes
Maths. Gaurav is the second to the right of the child who likes Chemistry.

QuestionWhich one is correct?

  • Tinku – Physics
  • Micky – Economics
  • Heena – Science
  • Jony – Maths
  • None of these

QuestionWho is the second to the right of the child who likes English?

  • Micky
  • Johny
  • Kunal
  • Tinku
  • Fatima

QuestionWhich of the following represents the immediate neighbour of Leena?

  • Tinku
  • Kunal
  • Fatima
  • Jony
  • Heena

QuestionWho likes maths?

  • Fatima
  • Leena
  • Micky
  • Jony
  • Gaurav

Direction: Each of the questions below consists of a question and two statements numbered 1 and 2 are given below it. You have to decide whether the data provided in the statements are sufficient to answer the question or not.

QuestionWho is the daughter of B?
1. F is the brother of A. A is the husband of B.
2. A has two children C and E. C is the sister of E.

  • The data in Statement 1 alone are sufficient to answer the question, while the data in
    Statement 2 alone are not sufficient to answer the question.
  • The data in Statement 2 alone are sufficient to answer the question, while the data in
    Statement 1 alone are not sufficient to answer the question.
  • The data in Statement 1 alone or in Statement 2 alone are sufficient to answer the
    question.
  • The data in both the Statements 1 and 2 are not sufficient to answer the question.
  • The data in both the Statements 1 and 2 together are necessary to answer the question.

QuestionSix persons A, B, C, D, E and F are sitting around a circular table facing
towards the centre. Who is the immediate left of F?
1. A is sitting between D and B.
2. B is sitting between A and E. F is sitting immediate left of C.

  • The data in Statement 1 alone are sufficient to answer the question, while the data in
    Statement 2 alone are not sufficient to answer the question.
  • The data in Statement 2 alone are sufficient to answer the question, while the data in
    Statement 1 alone are not sufficient to answer the question.
  • The data in Statement 1 alone or in Statement 2 alone are sufficient to answer the
    question.
  • The data in both the Statements 1 and 2 are not sufficient to answer the question.
  • The data in both the Statements 1 and 2 together are necessary to answer the question.

QuestionThere are five persons M, N, O, P and Q in a family. Each of them has a
different height. Who is tallest?
1. Q is smaller than only P and N. P is not tallest.
2. P is taller than three. N is taller than Q.

  • The data in Statement 1 alone are sufficient to answer the question, while the data in
    Statement 2 alone are not sufficient to answer the question.
  • The data in Statement 2 alone are sufficient to answer the question, while the data in
    Statement 1 alone are not sufficient to answer the question.
  • The data in Statement 1 alone or in Statement 2 alone are sufficient to answer the
    question.
  • The data in both the Statements 1 and 2 are not sufficient to answer the question.
  • The data in both the Statements 1 and 2 together are necessary to answer the question.

Direction: There are eight persons Akanksha, Aarohi, Aayushi, Arun, Aarav, Ananya, Akash and Aarush are sitting around a circular table in which four are facing outside and others are facing inside but not necessarily in the same order. Each of them has different amount of money i.e. 77, 81, 92, 97, 108, 113, 119 and 126 but not necessarily in the same order.

 Aarush has RS. 97 and sits third to the right of Ananya.
 Aakash has that amount of money which is a prime number.
 There is only one person between akanksha and Arun who has more than 110 RS.
 Aakash sits second to the right of Aayushi and fourth to the left of Aarav.
 Aayushi is not an immediate neighbor of Akanksha.
 Immediate neighbors of Aayush face in the same direction while immediate
neighbors of Akanksha face in the opposite direction.
 The difference in the money of Aarav and Aakash is 11.
 The one who has RS.77 sits second to the right of Akanksha.
 Aayushi sits third to the left of Arun and both are facing in opposite direction.
 The one who has RS.126 is an immediate neighbor of Akanksha and faces inside.
 Akanksha has that amount of money which is divisible by 9 but not by 18.

Question- Who among the following person sits second to the right of Aarav?
a. The one who has RS.81
b. The one who has RS. 126
c. Ayushi
d. Aarohi
e. None of these

Question- Who among the following person has RS.38 Less than Akash?
a. Ayushi
b. Ananya
c. Akanksha
d. Aarush
e. None of these

Question- Who among the following person sits between the one who has RS.77 and
the one who has RS.97?
a. Ayushi
b. Aarav
c. The one who has RS. 126
d. (c) & (d)
e. None of these

Question- Four of the following five are alike in a certain way that they form a group.
Which of the following doesn’t belong to that group?

a. Aakash
b. Aarav
c. Arun
d. Akanksha
e. Ayushi

Question-Who among the following person sits between the one who has RS.77 and
the one who has RS.97?
a. Ayushi
b. Aarav
c. The one who has RS. 126
d. (c) & (d)
e. None of these

Question- Who among the following person faces outside of the table?
a. Aarush
b. The one who has RS.92
c. The one who has RS.113
d. Ananya
e. Aarohi

Directions: A word and number arrangement machine, when given an input line of
words and numbers, rearranges them following a unique rule in each step.
Following is an illustration of input and rearrangement.
Input: Punjab Haryana 82 Kashmir 35 14 Assam 66 50 Mizoram
Step I: 66 Punjab 82 Kashmir 35 14 Assam 50 Mizoram Haryana
Step II: 35 66 Punjab 82 Kashmir 14 50 Mizoram Haryana Assam
Step III:14 35 66 Punjab 82 Kashmir 50 Haryana Assam Mizoram
Step IV: 50 14 35 66 82 Kashmir Haryana Assam Mizoram Punjab
Step V: 82 50 14 35 66 Haryana Assam Mizoram Punjab Kashmir
Step V is the last step of the arrangement. As per the rules followed in the above steps,
Find out the appropriate answer for the each question for the given input.
Input: White Black 42 Brown 85 Merun 99 Green 84 39

Question- Which element is third to the left of the one which is 8th from the left end in
the last but one step of the given Input?
A. 99
B. Black
C. 39
D. No such element
E. None of these

Question- If in step III Black and Brown gets interchanged and if 99 and 39 get
interchanged, then which element will be 4rth from the right end?
A. Brown
B. 99
C. 39
D. Black
E. None of these

Question- In which step ‘ Black Green 84 39 and Merun ‘ comes in the same order?
A. Step II
B. Step III
C. Step IV
D. No such step
E. None of these

Question- Which element comes exactly between 85 and Brown in the last step?
A. White
B. 42
C. Merun
D. 99
E. None of these

Question- : In how many steps does Green comes before Merun?
A. 1
B.2
C. 3
D. 4
E. None of these

NABARD Grade A – English Language

Directions: Read the following passage carefully and answer the question given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.
The evolution of Bring Your Own Device (BYOD) trend has been as profound as it has
been rapid. It represents the more visible sign that the boundaries between personal life
and work life are blurring. The 9 am to 5 pm model of working solely from office has
become archaic and increasingly people are working extended hours from a range of
locations. At the very heart of this evolution is, the ability to access enterprise networks
from anywhere and anytime. The concept of cloud computing serves effectively to extend
the office out of office. The much heralded benefit of BYOD is greater productivity.
However, recent research has suggested that this is the greatest myth of BYOD and the
reality is that BYOD in practice poses new challenges that may outweigh the benefits
A worldwide survey commissioned by Fortinet chose to look at attitudes towards BYOD
and security from the users point of view instead of the IT managers. Specifically the survey was conducted in 15 territories on a group of graduate employees in their early
twenties because they represent the first generation to enter the work place with an
expectation of own device use. Moreover, they also represent to tomorrow’s in luencers
and decision makers. The survey findings reveal that for financial organizations, the
decision to embrace BYOD is extremely dangerous. Larger organizations will have
mature IT strategies and policies in place. But what about, smaller financial businesses?
They might not have such well-developed strategies to protect confidential data.
Crucially, within younger employee group, 55% of the people share an expectation that
they should be allowed to use their own devices in the workplace or for work purposes.
With this expectation comes the very real risk that employees may consider contravening
company policy threats posed by this level of subversion cannot be overstated. The
survey casts doubt on the idea of BYOD leading to greater productivity
by revealing the real reason people want to use their own devices. Only 26% of people in
this age group cite efficiency as the reason they want to use their own devices, while 63%
admit that the main reason is so they have access to their favourite applications. But with
personal applications so close to hand, the risks to the business must surely include
distraction and time wasting. To support this assumption 46% of people polled
acknowledged time wasting as the greatest threat to the organization, while 42% citing
greater exposure to theft or loss of confidential data. Clearly, from a user perspective
there is great deal of contradiction surrounding BYOD and there exists an undercurrent of
selfishness where users expect to use their own devices, but mostly for personal interest.
The recognize the risks to the organization but are adamant that those risks are worth
taking.

Question- According to the passage, the expectation of younger employees that they
should be allowed to use their own devices in the work place, entails which of the
following risks?
1. Younger employees may deliberately transfer confidential data of their companies to
rivals if they are not allowed to use their own devices for work purpose.                                                                                 2. Younger employees may strongly feel like leaving the company if it prevents usage of
own device and join some other company that does not have such stringent policies.
3. Younger employees may consider flouting company policy prohibiting usage of their
own devices in the workplace or for work purposes.
(a) Only 3
(b) Only 2
(c) Both 1 and 3
(d) Only l
(e) All 1,2 and 3

Question- Which of the following is not true about BYOD?
(a) BYOD enables employees to access enterprise network from anywhere and anytime
(b) Due to evolution of BYOD trend the 9 am to 5 pm model of working solely from
office has become outdated
(c) Recent research has confirmed that BYOD boosts organizational productivity
(d) The concept of cloud computing facilitates the BYOD trend
(e) All the given facts are true

Question- According to the passage, why would the decision to embrace BYOD prove
dangerous to smaller financial businesses?
(a) Their employees have poor knowledge about their devices which in turn pose
a threat to the confidential data of the organization.
(b) Their employees are more vulnerable to misplacement of devices
(c) They may lack mature TT strategies and policies required to protect confidential data
(d) They cannot afford to deal with damage liability issues of employee owned devices.
(e) Their employees have a tendency to change jobs frequently

Question- According to the passage, for which of the following reasons did Fortinet
conduct the survey on a group of graduate employees in their early twenties?
1. As this group represents the future decision makers.
2. As this group represents the first generation who entered the workforce with a better
understanding of sophisticated gadgets.
3. As this group represents the first generation to enter the workplace expecting that they
can use their own devices for work purpose.
(a) All 1, 2 and 3
(b) Only 3
(c) Both I and 3
(d) Only
(e) Only 2

Question- According to the findings of the survey conducted by Fortinet, why do
majority of employees prefer using their own devices for work purpose?
(a) As they often find that the devices provided by the company lack quality
(b) As they have access to their favourite applications while working
(c) As majority of them believe that output doubles when they use their own devices
for work purpose
(d) As handling data from their own devices reinforces their sense of responsibility
(e) As it helps them create a brand of their own

Question- What is/are the author’s main objectives in writing the passage?
1. To break the myth that BYOD promotes employee efficiency and organizational
productivity
2. To suggest ways to control subversion across levels of corporate chain of command.
3. To throw light upon the fact that employees even after knowing the risks involved,
prefer to use their own devices for work purpose mostly for personal benefits.
(a) Both 1 and 3                                                                                                                                                                                    (b) All 1, 2 and 3
(c) Only 3
(d) Only1
(e) Only 2

Directions: Choose the word which is most similar in meaning to the word printed
in bold as used in the passage
Question- Outweigh
(a) Control
(b) Venture
(c) Perish
(d) Determine
(e) Surpass
Question-  Heralded
(a) Suspected
(b) Publicized
(c) Dragged
(d) Objective
(e) Benefit
Directions:Choose the word which is most opposite in meaning to
the word printed in bold as used in the passage.
Question- Subversion
(a) Compliance
(b) Sanity
(c) Popularity

(d) Destabilisation
(e) Clarity
Question-  Embrace
(a) Contradict
(b) Disobey
(c) Curtail
(d) Reject
(e) Obscure

Directions: You are provided with the sections of a sentence. You need to find out
the best option which implies the same meaning and provides the grammatically
and contextually correct way of combining all sections of sentences into a single
one.
Question- The Ministry of Corporate Affairs has taken a bold initiative/ on the
occasion of Gandhi Jayanti 2016/ in Government Process Re-engineering (GPR)/
launched a Simplified Proforma/ to incorporate a Company Electronically (SPICe) eForm
a) On the occasion of Gandhi Jayanti 2016, launched a Simplified Proforma for
Incorporating a Company Electronically (SPICe) e-Form in Government
Process Re-engineering (GPR) by The Ministry of Corporate Affairs has taken
a bold initiative.
b) The Ministry of Corporate Affairs has taken a bold initiative on the occasion of
Gandhi Jayanti 2016, because for incorporating Electronically (SPICe) e-Form,
launched a Simplified proforma in Government Process Re-engineering (GPR).
c) To launch a Simplified proforma to incorporate a Company Electronically
(SPICe) e-Form, The Ministry of Corporate Affairs has taken a bold initiative in
Government Process Re-engineering (GPR) on the occasion of Gandhi Jayanti
2016 in Government Process Reengineering (GPR).
d) The Ministry of Corporate Affairs has taken a bold initiative in Government
Process Re-engineering (GPR) and launched a Simplified Proforma for
Incorporating a Company Electronically (SPICe) e-Form, on the occasion of
Gandhi Jayanti 2016.
e) None of these

Question- both MINISTRY and discipleship/ are a work for the Kingdom,/ it is
important /to draw /a distinction between them.
a) Both MINISTRY and discipleship are a work for the Kingdom so it is important
to draw a distinction between them.
b) Working for the kingdom both ministry and discipleship draw a distinction
between them which is very important.
c) Although both ministry and discipleship are a work for a Kingdom, it is
important to draw a distinction between them.
d) Because both ministry and discipleship are a work for a Kingdom, it is
important to draw a distinction between them.
e) None of these.

Directions: Rearrange The Following Sections Into A Meaningful Paragraph And
Answer The Questions Given Below:
A. Unless, that is, Ethereum becomes the plaything of an imaginary kitten. Like all
other cryptocurrencies that have appeared in the wake of bitcoin, and like bitcoin
itself, Ethereum is useless as a medium of exchange because the price fluctuates
violently and unpredictably.
B. Last month a plague of kittens brought down one of the most fashionable
cryptocurrencies on the internet.
C. Had Ethereum been a real currency, this would have been as if the Beanie Baby
craze of the last century had crashed the world’s credit card system.
D. But of course Ethereum is not a real currency, and neither is bitcoin; nor are Ripple,
Monero, Litecoin, Dogecoin, or any of the other thousands of cryptocurrencies that
are the focus of intense speculation today.
E. This might not have been news, except that the cryptocurrency, Ethereum, bills
itself as “the world computer” – a distributed program that can replace large parts of
both the legitimate banking system and the legal system itself, since contracts can be
written into computer code.
F. But it turns out to be an excellent medium for the propagation of imaginary kittens
and when a small Canadian company introduced a game that let players buy and
breed cartoon cats, the resulting popularity brought the whole network briefly to its
knees.
Question- What is the Correct Arrangement of the sentences of the above Paragraph?
a) DEAFBC
b) BEACDF
c) DEACDF
d) BEAFCD
e) BEAFDC

Direction- Fill in the blanks correct word.

Question- Executive Board of the institution___________ its full confidence in chairman’s
_________ to lead. After the economic breakdown in the country.
(a) deny, aptitude
(b) reaffirms, ability
(c) continues, impotence
(d) freshen, inability
(e) stress, strength

Question- ___________could help with many of the region’s problems, but too
many__________ still stand in their way.
(a) entrepreneurs, obstacles
(b) people, problems
(c) richie, disadvantage
(d) women, advantage
(e) men, disadvantage

Directions: In the given sentences some words are bold which are correct except
that you need to find out which part of the sentence is contextually and
grammatically wrong
Question-  Seven of the fatalities was in Havana, whose decaying historic buildings were no
match for the force of the storm
a) Seven of the fatalities
b) Was in Havana, whose
c) Historic buildings were
d) For the force of the storm
e) No error

Question- María Estela Pedroso, who knew the brothers, said she had tried to convince the
authorities to relocate her for over a decade.
a) María Estela Pedroso, who

b) Knew the brothers,
c) Had tried to convince
d) To relocate her for over a decade.
e) No error

Direction- One Word Substitution

Question- Beyond one’s ken
(a) out of one’s reach
(b) to think very high of oneself
(c) a very difficult task
(d) out of one’s sight
(e) None of these

Question- Poor and dirty child who annoys people or causes minor trouble
(a) Utopia
(b) Unwieldy
(c) Ubiquitous
(d) Urchin
(e) None of these

Directions: Read the following passage carefully and answer the questions given
below it. Certain words have been printed in bold to help you located them while
answering some of the questions.
Financial Inclusion (FI) is an emerging priority for banks that have nowhere else to go to
achieve business growth. The viability of FI business is under question, because while
banks and their delivery partners continue to make investments, they haven’t seen
commensurate returns. In markets like India, most programs are focused on customer on
boarding, an expensive process which people often find difficult to afford, involving
issuance of smart cards to the customers. However, large scale customer acquisition
hasn’t translated into large scale business. With many accounts lying dormant and
therefore yielding no return on the bank’s investment. For the same reason, Business
Correspondent Agents who constitute the primary channel for financial inclusion are
unable to pursue their activity as a full time job. One major reason for this slate of events
is that the customer on boarding process is often delayed after the submission of
documents (required to a validate the details of the concerned applicant) by the applicant
and fright take as long as two weeks. By this time the initial enthusiasm of applicants fades
away. Moreover, the delivery partners don’t have the, knowledge and skill to Propose
anything other than the most basic financial products to the customer and hence do
not serve their banks’ goal of expanding the offering in unbanked markets.
Contrary to popular perception, the inclusion segment is not a singular impoverished,
undifferentiated mass and it is important to navigate its diversity to identify the right
target customers for various programs. Rural markets do have their share of rich people
who do not use banking services simply because they are inconvenient to access or have
low perceived value. At the same time, urban markets, despite a high branch density, have
multitude of low wage earners outside the financial net. Moreover, the branch timings of
banks rarely coincide with the off work hours of the labour class.
Creating affordability is crucial in tapping the unbanked market. No doubt pricing is a tool,
but banks also need to be innovative in right-sizing their proposition to convince
customers that they can derive big value even from small amounts. One way of doing this
is to show the target audience that a bank account is actually a lifestyle enabler, a
convenient and safe means to send money to family or make variety of purchases. Once
banks succeed in hooking customers with this value proposition they must sustain their
interest by introducing simple and intuitive user application, ubiquitous access over
mobile and other touch points, and adopting a banking mechanism which is not only
secure but also reassuring to the customer. Technology is the most important element of
financial inclusion strategy and an enabler of all others. The choice of technology is
therefore a crucial decision, which could make or mar the agenda. Of the various selection criteria, cost is perhaps the most important. This certainly does not mean buying
the cheapest package, but rather choosing that solution which by scaling transactions to
huge volumes reduces per unit operating cost. An optimal mix of these strategies would
no doubt offer an innovative means of expansion in the unbanked market.

Question- Which of the following facts is true as per the passage?
(a) People from rural areas have high perceived value of banking service
(b) Cost is not a valid criterion for technological package selection for financial inclusion
initiatives.
(c) The inclusion segment is a singular impoverished, undifferentiated ir.ass
(d) The branch timings of banks, generally do not coincide with the off work hours
of the labour class in urban markets.
(e) All the given statements are true

Question- According to the passage, for which of the following reasons do the delivery
partners fail to serve their bank’s goal to expand in the unbanked markets?
1. They do not have adequate client base to sell their financial products.
2. They do not have adequate knowledge and skills to explain anything beyond basic
financial products to the customers.
3. They do not have the skills to operate advanced technological aids that are a
prerequisite to tap the unbanked market.
(a) Only 2
(b) Only 3
(c) All 1, 2 and 3
(d) Only
(e) Both 2 and 3

Question- According to the passage, which of the following ways may help banks to sustain the interest of their customers after hooking them?
1. Adoption of banking mechanism which is not secure but reassuring to the customers.
2. Increasing the number of delivery partners in rural market.
3. Introduction of a simple and intuitive user application
(a) Only 1
(b) Only 3
(c) Only 2
(d) All 1, 2 and 3
(e) Both 1 and 3

Question- In the passage, the author has specified which of the following
characteristics of the customer on boarding process?
(a) It involves collection of documents from the applicants in order to validate their
details.
(b) It involves issuance of smart cards to the customers.
(c) It suffers from latency as it takes a long time after submission of documents by the
customer.
(d) It is an expensive process which people find difficult to afford
(e) All of the given characteristics have been specified

Question- What did the author try to highlight in the passage?
1. The ailing condition of financial inclusion business at present
2. Strategies that may help bank to expand in the unbanked market.
3. Role of government in modifying the existing financial inclusion policies.
(a) Both 1 and 2
(b) All 1, 2 and 3
(c) Only 3
(d) Only 1
(e) Only 2

Question- According to the passage, for which of the following reasons is the viability
of financial inclusion under question?
(a) The banks always prefer the cheapest package (to cut cost) while making a
choice of technology to be used
(b) The Business Correspondent Agents are highly demotivated to pursue their
activity as a full time job
(c) The investments made by banks and its delivery partners are not yielding equal
amount of returns
(d) The banks do not have adequate number of delivery partners required to tap the
unbanked market
(e) The banks do not have adequate manpower to explore the diversity of the unbanked
market and thereby identify the right target customers for various programs

Directions:Choose the word which is most similar in meaning to the word printed in
bold as used in the passage.
Question- Ubiquitous
(a) Quintessential
(b) Popular
(c) Omnipresent

Question- Multitude
(a) Impoverished
(b) Handful
(c) Acknowledged
(d) Plenty
(e) Solitude
Directions: Choose the word which is most opposite in meaning to the word printed
in bold as used in the passage
Question- Delayed
(a) Perturbed
(b) Popularized
(c) Expedited
(d) Stabilized
(e) Repressed
Question- Dormant
(a) Emaciated
(b) Pertinent
(c) Cornered
(d) Rejected
(e) Active

Complete the paragraph:
Over the past half-century___A___, a foreigner has smoked their first spiff at this cosy cafe, which sat perfectly on
the__B___between two tourist favourites, the Heineken Brewery and Rembrandt Square. Brewers bay is
the____C___ in a string of Norwegian coffee shop closures, a development that is worrying health workers, law
enforcement officials because it may push drugs back onto the street. The number of coffee shops in the Dutch
capital has ____D___ by half since 1995, from 350 to just 167. Why are so many Amsterdam coffee shops closing?
To most outsiders, the Netherlands is synonymous with liberal, legalised vice, with Amsterdam the main port of
____E__. Roughly one in four tourists to Amsterdam ___F__ to visit a coffee shop, according to the city’s tourism
bureau (in 2016 Amsterdam received 17m tourists, up from 12m in 2012). Holland’s soft drug ___G___ has
always been one of “tolerating” rather than legalising. Robert in his “Fancy land” explains, “It’s permissible to
buy it, it’s permissible to own it and if you’re the owner of a hash bar, it’s permissible to sell it.” On contrary to
make this construction work is a ____H___ of small, tightly regulated coffee shops, where people can legally buy
and smoke marijuana, which the authorities can keep an eye on. Few officials in liberal Amsterdam ___ I___to get
rid of coffee shops altogether; they are thought to help keep soft drugs out of the criminal circuit. However, in
more conservative parts of the country, including the political capital, The Hague, resistance to the policy of
looking the other way has ____J___.

Question- Which word best suits for A:
1.Most
2.Many
3.Often
4.Much
5. None of these
Question- Which is the apt word for B:
1. Route
2. Passage
3. Way
4. Path
5. None of these
Question- Which suits the best for C:
1. Oldest
2. Newly
3. Latest
4. Lately
5. None of these
Question- Which word suits for D:
1. Risen
2. Fell                                                                                                                                                                                                        3. Rebound
4. Fallen
Question- Which word suits for E :
1. Voice
2. Call
3. Thought
4. Sea
5. None of these
Question- Which word suits for F:
1. Intends
2. Insists
3. Subtends
4. Substitutes
5. None of these
Question- Which word suits for G:
1. Schedule
2. Policy
3. Problem
4. Procedure
5. None of these
Question- Which word suits for H:
1. Sketch
2. Plan
3. Set
4. System
5. None of these
Question- Which word Suits for I :
1. Require
2. Want
3. Need
4. Desired
5. None of these
Question- Which word suits for J:
1. Eroded
2. Grown
3. Drained
4. Ban
5. None of these

NABARD Grade A – Computer Awareness

Question- Which of the following is an application software?
1. Windows-8
2. Windows – XP
3. Control panel
4. Microsoft Excel
5. Control Panel
Question- Which key is pressed to move to the beginning of a line of text in a document?
1. Scrollbar
2. Page up key
3. Tab key
4. Home Key
5. Page down key
Question- What does ‘LSI’ stand for?
1. low Scale Integration
2. Local Scale Integration
3. Large scale Integrated
4. Logical Scale Integration

Question- Which of the following is an example of telecommunications device?
1. Printer
2. Scanner
3. Joystick
4. Window 10
5. Modem
Question- ______ component is used for short – term data storage.
1. ROM
2. DVD
3. RAM
4. Hard disc
5. Both 1 and 4
Question- _______ is a shortcut key, used to inserts a blank field in a word file.
1. Alt + F 9
2. Ctrl + F9
3. Shift + F9
4. Ctrl + F10
5. Alt + F10

Question- Which of the following shortcut key is used to Auto sum in Microsoft Excel?
1. Alt + Enter
2. Alt + Equals
3. Shift + Equals
4. Tab + Enter
5. Alt + Space
Question- If you press _________, the cell in MS-Excel accepts your typing as its contents?
a) Tab
b) Enter
c) Ctrl+Enter
d) Alt+Enter
e) None of these
Question- The standard protocol of the Internet is ____________.
a) Flash
b) Java
c) HTML
d) TCP/IP
e) None of these
Question- Which of the following is not a modifier key?
a) Caps lock
b) Ctrl
c) Alt
d) Shift
e) None of these

Question- What is called the part of CPU which coordinates all function of computer and other
components?
1. ALU
2. UPS
3. Motherboard
4. Control unit
5. Other than the given options
Question- ______ is a function to return system files and settings to an earlier point in time when the
system was running properly.
1. re – access
2. Segmenting
3. Retrieve
4. Restore
5. Other than the given options

Question- Which of the following has the smallest storage capacity?
a) zip disk
b) hard disk
c) data cartridge
d) floppy disk
e) CD
Question- Which of the following is not a computer language?
a) High – Level Language
b) Medium Level Language
c) Low Level Language
d) Machine Language
e) None of these
Question- Which type of memory gets lost when you switch off?
a) RAM
b) ROM
c) Cache
d) Dynamic
e) Static
Question- What is the name of the program that controls the computer?
a) The File Manager
b) An Application Program
c) A Browser
d) The Operating System
e) The Compiler

Question- Mouse is a ______________.
a) output device
b) browser
c) software
d) input device
e) None of these
Question- In the network the individual computers, which access shared network resources, are
known as –
a) Nodes
b) A Server
c) A Brewers
d) A Beta test and Beker call
e) None of these

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